At 34 Oak Contracting, we understand that home improvement projects can be a significant investment. That’s why we’re excited to offer financing options through GreenSky, a leading provider of home improvement loans. This financing solution allows you to make necessary upgrades and repairs without the immediate financial burden.
How it Works
1. Easy Application Process
Applying for GreenSky financing is straightforward. You can apply online or by phone, providing basic information such as your name, Social Security number, gross annual income, and the desired loan amount. GreenSky performs a credit check, but pre-approval does not affect your credit score.
2. Approval and Funding
Once approved, you receive a Direct Payment card, which functions similarly to a credit card but is specifically for home improvement purchases. You have six months to use this card at participating contractors, home improvement stores, and hardware stores. The card expires after six months, at which point you begin repaying only what you’ve spent.
3. Flexible Loan Amounts and Terms
GreenSky offers loan amounts up to $65,000, making it suitable for various projects, from minor repairs to major renovations. Repayment terms range from 2 to 12 years, allowing you to choose a plan that fits your budget. Interest rates are fixed, ensuring predictable monthly payments.
4. Promotional Financing Options
GreenSky offers promotional financing, such as 0% APR for a set period. If you repay the loan within this promotional period, you can avoid interest charges altogether. This makes it an attractive option if you plan to pay off the loan quickly.
5. No Hidden Fees
There are no origination fees, and the only charges to watch out for are a $39 activation fee, a $35 late payment fee, and a $29 returned payment fee. This transparency helps you manage your finances better without unexpected costs.
- Immediate Project Start: Get started on your home improvement project right away without waiting to save up the full amount.
- Budget-Friendly: Spread the cost of your project over several years with manageable monthly payments.
- Interest Savings: Take advantage of promotional financing to save on interest if you pay off your loan early.
- Specialized Use: Funds are dedicated to home improvement, ensuring your money goes directly towards enhancing your home.
How to Apply
- Contact Us: Reach out to 34 Oak Contracting to discuss your project and financing needs.
- Apply for Financing: We’ll guide you through the simple GreenSky application process.
- Get Approved: Once approved, you’ll receive your Direct Payment card.
- Start Your Project: Use the card to pay for your home improvement expenses.
- Repay Over Time: Enjoy your upgraded home while making easy monthly payments.
Get Started Today!
Ready to transform your home? Contact 34 Oak Contracting today to learn more about our financing options and get started on your dream project with GreenSky financing.
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